Finance Joel is a website that publishes plain-English guides, reviews and comparisons about online banking in the United States. We cover neobanks, checking and savings accounts and business banking, so you can understand your options before you open an account.
About the author
Finance Joel is written by Joel Triado Villarrazo, an economics student who writes about personal finance and online banking. His aim is to explain how accounts and financial products work in plain language, so readers can understand their options before they decide.
Joel is not a licensed financial adviser, and the content on this site is educational and not personalized advice. You can read more in our Editorial Policy and Disclaimer.
What you will find on Finance Joel
- Bank reviews: in-depth looks at digital banks and neobanks, including fees, features, pros and cons.
- Bank comparisons: side-by-side breakdowns to help you choose between popular providers.
- Checking and savings account guides: what to look for and how to choose.
- Business banking: accounts and digital banks for freelancers and small businesses.
- Banking basics: clear explainers on topics such as FDIC insurance and how online banks work.
How we approach our content
Each article aims to explain how a product works, what it costs and who it may suit, and to set out the drawbacks as clearly as the benefits. Banking products, rates and fees change often, so we encourage you to confirm the latest terms directly with the provider before you make a decision.
You can read more about how we handle accuracy, corrections and advertising in our Editorial Policy and Disclaimer.
Important to know
Finance Joel is an information website. We are not a bank, lender or financial adviser, and nothing on this site is personalized financial advice.
Get in touch
Have a question, or spotted something that needs correcting? Visit our Contact page.